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Get Life Insurance in UAE from Platinum Insurance Broker

Whole of Life Insurance in UAE

Whole Life Insurance often serves as the foundation to financial planning. A whole of life insurance policy in Dubai, UAE covers you till age 95, not just for a specific period. The primary benefit of whole life is that a pay-out is guaranteed.
A whole life insurance is a contract with level premiums that has both insurance and a savings component. The insurance component pays a stated amount upon the demise of the insured.
The savings component accumulates a cash value that the policyholder can withdraw or borrow against in case of any dire need.
Buy Whole Life Insurance in Dubai, UAE
You may choose to add additional riders such as Family Income Benefit, Permanent & Total Disability, Dismemberment and many more. With a whole of life insurance policy through Platinum, you will ensure that your loved ones are well protected and financially secure.
Whole of life insurance is generally used when the need for life insurance is lifelong, or permanent. In addition, it has a built-in savings element since you will pay premiums and hence build up a cash value within the policy. Additionally, whole life insurance may be used as a part of your estate planning.
Whole of Life Insurance is a good choice for you if you want to ensure that you have a life insurance policy in place for your entire lifetime, or if it fits within the framework of your retirement plan.
This depends entirely on your circumstances. Major factors to be considered include age, level of income, number of dependents and liabilities one is responsible for. A new married couple in their youth might want a policy just to cover the breadwinner’s demise whereas an older couple with a larger family may want a higher cover.

We offer whole life insurance for people living in Dubai, Abu Dhabi, Sharjah, Ajman, Umm Al- Quwain, Fujairah & Ras Al Khaimah, and the entire UAE region.


Whole life insurance is designed to provide coverage for the insured’s entire life as long as premiums are paid, and the policy has not been surrendered. These kind of policies has a cash value attached to it; beneficiary gets the coverage amount or the fund value, whichever is higher at the time of claim.


Client can also opt for living benefits like Critical Illness Cover, Permanent Total Disability Cover, Dismemberment Cover at an additional cost.

Other Life Insurance Products

Term Life

Provides a guaranteed sum assured payable on the life assured’s passing during a given point in the policy term.

Critical Illness

Provides a guaranteed sum assured should the life assured be diagnosed with any of the specified illnesses.

Endowment Plan

Provides a sum assured should the life assured pass during the policy term or a maturity value should the life assured survive the policy term.

Business Keyman Protection

Provides a sum assured payable to the business should any high-ranking employees pass away during the policy term to assist with any financial responsibilities for the business.

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